Loan Ready · In plain language
This is all the money your business brings in each month from sales, before you pay any costs.
Use an average of the last 6 to 12 months so one unusually good or slow month doesn't skew the picture.
Your loan payments come out of revenue. Lenders compare what comes in with what goes out to see whether the business can carry a new payment.
No sales history yet? Use a realistic estimate and be ready to explain how you got to it.